Skip to main content

Waste Not Wednesday - Lunch At Home

When you are living on a budget, wasting should not be in your vocabulary! There are many areas of a budget where the "dollars" are wasted, and by doing a budget, you will be able to detect your own personal weaknesses in certain areas. We use Quicken to set our budget and can see the areas where we tend to be "always over budget." By the way you guys.... Quicken is an AWESOME way to keep track of your budget. It's easy, informative, definitely not that expensive and gives you good solid insight into your personal finances. I highly recommend it!

For us, our over budget area tends to be food and that is embarrassing to say considering all the food we buy. More specifically it is our "Dining Out" dollars. We have our regular Date Night dinners out and then there are the lunches. Before my husband retired, I didn't eat out for lunch very much. Maybe once or twice a week. And then we'd go together on the weekends and treat ourselves to lunch. Having him home has been a different story. I don't mind making a sandwich or eating leftovers, but he is still adjusting to the idea of eating the majority of our lunches at home every day. So we are finding ways to trim that lunchtime budget.

Today its mini pizzas and I'm going to see if I can decorate up the plate a bit so he feels like it just came out of a Pizzaria! I bought 6 little mini pizzas the other day at Smart & Final for $7.99, that comes out to $1.32 per pizza or $2.64 for the two of us. I'm going to make up some lightly sweetened tea to go with it and that is going to save us BIG TIME for lunch. If I had chosen to make those pizzas from scratch and freeze them it would have been even more economical!



Later this week, I'm going to make a pot of soup using up the leftovers in our fridge. This week is going to be homemade chicken noodle using some grilled chicken tenders, onions, celery, carrots herbs and spices and some homemade noodles. YUMMY! We can use it for lunch or pair it with sandwiches for a soup and sandwich night.

When we go out to lunch we generally spend between $10 and $15, sometimes up to $20! And, we were going out for lunch more days than we stayed home so you can imagine how much we were spending a month. My plan is to cut that down and go out maybe twice for lunch and once for dinner a week and see how the budget changes.

So... Here are our new dining out goals

  1. Plan for lunches in your grocery shopping plan so you have something for each day
  2. Make lunch fun and as much like going out as possible
  3. You could even do a "destination" lunch picnic on a beautiful day
  4. Don't cut "dining out" out of your budget, just try to do better
  5. Set an adequate budgeted dollar amount and then don't go over it. When the money is spent, its lunches at home for the rest of the week. 
Hope you are having a glorious week!


Blessings.....

Comments

Popular posts from this blog

Baby Shower Busy-ness

Ok, you probably thought I fell off the face of the earth right? Nope, there is just alot happening around here. The next event is Beckie's Baby Shower this Sunday. Decided to make my very first Diaper Cake and these are just a few of the pictures. The first thing I did was watch about 20 YouTube videos describing how to do it. Then I bought my supplies and put it together roughly first then more refined about a day later. This is a close up of the baby sock roses with mitten leaves. Yes, that video DOES exist! Next is a close up of wrist rattles and a little caterpiller radio that makes soothing sounds for baby. Background ribbon is from WalMart and the blanket set is from the Jungle Adventure Collection at K-mart. The topper for our "Jungle" themed cake is a Silver Back Ganz Gorilla . These little links slipped easily over the ribbon and added a little extra bling to the sides of the cake. Each layer consists of diapers along with extras like washcloths, burp pads and

Coffee T. Rice House

Isn't this a beautiful Victorian Style home? You can't see all of it because of the shrubbery and trailer park at the base of the house. It made me curious about the history of the house so I looked it up. Here is what I found. This is the historical information I found written  HERE . Coffee T. Rice House Oceano, California History and Description: Coffee T. Rice was a wealthy financier, with enterprises throughout the State, who migrated from Ohio to San Francisco. When a railroad was surveyed through this area he envisioned an industrial center here and acquired various properties close to the right of way. He introduced celery production to the area. Rice started construction on his home in 1885 using the same craftsmen that were working on the Pitkin House. The house originally had 20 rooms and was painted yellow. Surrounded by well-kept grounds with various trees and a sundial, the house was approached by an oval driveway and a stone-pillared entryway. The grounds also in

Norwegian Pancakes (Norska Pannekaken)

Every culture has its pancake and this is the Norwegian version, a very light, crepe-like pancake that goes with just about anything. These "pancakes" are light and eggy and go with both sweet and savory fillings. When my chickens start up laying eggs in the Spring, we LOVE to make these pancakes, freezing the excess for another day. Yes, they freeze and thaw perfectly! Most people have the simple ingredients on their shelves and in their refrigerators SO LET'S GO! Original Recipe Can Be Found on the Outside Oslo Website   Here . Norska Pannekaken 3/4 cup all-purpose flour 1/4 teaspoon kosher salt 1 tablespoon sugar 1 teaspoon Scandinavian vanilla sugar* 3 eggs 1 1/2 cups whole milk 2 tablespoons unsalted butter, melted, plus more for pan Mix all ingredients except butter in a medium-sized bowl using a whisk or fork until the batter is smooth and you have no lumps. Stir in butter. Refrigerate for 30 minutes to let the batter rest. Meanwhile, warm a